DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

203425P.pdf   08/16/2022  Anders Rydholm  v.  Experian Information Solutions
   U.S. Court of Appeals Case No:  20-3425
   U.S. District Court for the District of Minnesota   
   [PUBLISHED] [Erickson, Author, with Melloy and Kobes, Circuit Judges] 
   Civil case - Fair Credit Reporting Act. Defendants listed plaintiff's 
   credit card debt on their credit reports after it had been discharged as 
   part of his Chapter 7 bankruptcy and he sued, alleging they had violated 
   the Act by not maintaining reasonable procedures to remove discharged 
   debts; the tangible financial harm and intangible emotional injury 
   plaintiff pleads are sufficient to establish standing; the district court 
   did not err in dismissing the claims for failure to plausibly allege the 
   reporting procedures were unreasonable, as the complaint presented only a 
   bare legal conclusion that defendants employed unreasonable reporting 
   procedures. Judge Kobes, dissenting.