203600P.pdf   01/05/2022  Edward Delker  v.  Mastercard International Inc.
   U.S. Court of Appeals Case No:  20-3600
   U.S. District Court for the Eastern District of Missouri - St. Louis   
   [PUBLISHED] [Smith, Author, with Gruender and Stras, Circuit Judges] 
   Civil case - ERISA. Plaintiff plausibly alleged that his wife, defendant's 
   employee, had elected a total amount of three times her salary in life 
   insurance, for which defendant had promised to pay the premiums; if that 
   proves true, defendant's failure to pay the premiums would constitute a 
   breach of a fiduciary duty it owed its employees participating in the 
   company's ERISA-governed benefit plan; plaintiff further alleged 
   defendant's materially misleading statements caused his wife to reasonably 
   believe she had made the election and that she relied on those statements; 
   the district court erred therefore in dismissing plaintiff's claim for 
   breach of fiduciary duty.