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211725P.pdf   05/10/2022  Great Lakes Insurance SE  v.  Ray A. Perrin
   U.S. Court of Appeals Case No:  21-1725
   U.S. District Court for the Western District of Missouri - Kansas City   
[PUBLISHED] [Gruender, Author, with Loken and Grasz, Circuit Judges] Civil case - Insurance. The district court did not err in determining the incident in question - where the insured's employee assaulted a patron - was excluded under the insurance policy provision that precluded coverage for injuries that arose from physical altercations; with respect to defendants' argument that even if the assault-and-battery exclusion applies, their negligence counts as a separate, covered cause under the concurrent-proximate-cause rule, they were not entitled to indemnity under Missouri law because their negligence was not truly independent and distinct from the assault, battery, or physical altercation.