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212757P.pdf   07/19/2022  Joseph Wobig  v.  Safeco Ins Co of Illinois
   U.S. Court of Appeals Case No:  21-2757
   U.S. District Court for the District of Minnesota   
[PUBLISHED] [Erickson, Author, with Gruender and Benton, Circuit Judges] Civil case - Insurance. The policy in question excluded coverage for other structures on plaintiffs' land that were used in whole or in part for business, and as the evidence showed the plaintiffs did use the structure, a pole barn, for business, their loss - damage caused by the freezing of a radiant floor heating system - was not covered; the district court did not err in granting the insurer's motion for summary judgment on plaintiffs' claims for breach of contract, bad faith, negligence and breach of warranty.