DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

943777P.pdf   01/31/1996  Natl. Farmers Union  v.  Souris River
   U.S. Court of Appeals Case No:  94-3777
                          and No:  95-1087
   District of North Dakota   
Insurance law - Employer of deceased employee could not rely on directors/manager insurance policy to cover itself for officer's negligence because officer would not incur a loss in suit by employee's widow; insurer was not negligent for failing to provide coverage since it had no notice of change of circumstances requiring change in coverage.