DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

953420P.pdf   12/02/1996  Delores Harmon  v.  USA
   U.S. Court of Appeals Case No:  95-3420
                          and No:  95-3708
                          and No:  95-3520
   District of South Dakota   
   Bankruptcy
   Chapter 12 of the Code permits a debtor to strip down an unsecured
   creditor's lien to the value of the collateral.