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953872P.pdf   10/21/1996  Berry F. Laws III  v.  United MO Bank
   U.S. Court of Appeals Case No:  95-3872
   Western District of Missouri   
   Bankruptcy - Bank's practice of advancing debtor funds against uncollected
   deposits did not create a bankruptcy debt; negative collected funds
   balance created by this practice was fully secured antecedent debt;
   transfer of $4 million to bank to correct situation was not a preferential
   transfer and funds could not be recovered by trustee.