DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

972667P.pdf   06/12/1998  Sallie Bates  v.  Security Benefit
   U.S. Court of Appeals Case No:  97-2667
   Western District of Arkansas   
   Insurance Law; Insurer failed to notify insured of
   premium payment options and could not automatically
   impose less beneficial provisions concerning
   conversion of policy after lapse in premium payment.