DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

976006P.pdf   10/08/1997  Greenwood Trust Co.  v.  Florence Jean Smith
   U.S. Court of Appeals Case No:  97-6006
                          and No:  97-6008
                          and No:  97-6007
   Southern District of Iowa   
   Bankruptcy Appellate Panel
   Creditor's practice of sending debtors represented by counsel an
   informational copy of a proposal to reaffirm unsecured debt
   violated Iowa's Consumer Credit Code Sec. 537. 7103(5)(e);
   Bankruptcy Code Section 524(c) does not preempt Iowa Code.