DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

983166P.pdf   09/02/1999  Bank One, UT, Natl.  v.  Michael K. Guttau
   U.S. Court of Appeals Case No:  98-3166
   Southern District of Iowa   
   Civil case - banking. Provisions of Iowa's banking law restricting 
   out-of-state banks from operating ATM machines were preempted 
   by the National Bank Act; 1996 amendments to the Act exempt 
   ATMs from the geographical branching requirements based in state 
   law; Bank One was entitled to a permanent injunction barring 
   enforcement of the provisions.