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992169P.pdf   03/28/2000  Gene Kimbrell  v.  Union Standard Ins.
   U.S. Court of Appeals Case No:  99-2169
   Eastern District of Arkansas   
   Civil case - insurance law. Timely notice was a condition 
   precedent and plaintiff's failure to give timely notice of loss 
   excluded coverage; plaintiff did not establish waiver or 
   estoppel and defendant could rely on policy terms to 
   exclude coverage.