992930P.pdf   07/28/2000  Paul T. Krispin  v.  May Dept. Stores
   U.S. Court of Appeals Case No:  99-2930
                          and No:  99-3002
   Eastern District of Missouri   
   Civil case - consumer law. Class action claims that department 
   store's late fees on credit accounts violated Missouri law were 
   preempted by the National Bank Act, and the district court 
   properly removed the case to federal jurisdiction; however, 
   court erred in dismissing the case because plaintiffs faced a 
   Hobson's choice in pleading the matter in state court and had 
   to deny the Bank Act applied in order to advance their argument 
   that federal jurisdiction should not be exercised; interests of 
   justice require that case be remanded to allow plaintiffs to 
   amend their complaint to present the Bank Act claim.